Good to see and meet so many churners at C4! Especially the Okinawa folks. As promised here is my current churn plan. PLEASE KEEP THIS POST PUBLIC FOR ACCESS!
Chase First, always!
Since chase has a hard line 5/24 rule be sure to max it out before getting the platinum. My most ideal plan is 3 CSR, 1 Ritz, and one United club. All are annual fee waived for military. You get the CSR first, freedom unlimited, then next month get the freedom flex. They usually only allow two new cards every 40 days from past experience. Business cards do not get waived. You will receive a MLA letter from chase automatically listing these bennifits including fee waiver. PLEASE USE MY LINKS BELOW:
Earn 60,000 bonus points with either Chase Sapphire® card. I can be rewarded if you apply here and are approved for the card.https://www.referyourchasecard.com/19l/H4DHKQBGP5
Earn $200 cash back with Chase Freedom Unlimited or Chase Freedom Flex credit card. I can be rewarded if you apply here and are approved for the card.
https://www.referyourchasecard.com/18o/I3Z216Q4HA
Choose any United MileagePlus® credit card that is right for you. I can be rewarded too if you apply here and are approved for the card. Learn more.
https://www.referyourchasecard.com/215u/GDD73ZFT1H
after making all the spend, and making all the payments hit up the Amex Plat next! In one year from opening the two freedom cards call chase and ask for a product change to another CSR for both the freedom unlimited and flex.
Choose any Marriott Bonvoy Credit Card that is right for you. I can be rewarded too if you apply here and are approved for this card.https://www.referyourchasecard.com/252f/0E3ZY3LAXX
Get the marriott and upgrade to a ritz in a year
Chase Biz do still get waived fees. Amex Biz do not.
Go for the Amex Gold before Plat, there’s new rules in place that don’t allow the Gold SUB if you have a Plat, but not the other way around.
How old is your DP for Chase waiving fees for biz cards. They have not waived in a while
Ink Preferred opened 7/13/23, fee charged 8/01/23, SCRA MEMBERSHIP FEE REFUND 8/11/23
Very interesting. I got charged an annual fee in 2023. Any chance you have Ohio home of record?
HOR is FL. Although my first chase app used orders to LA, which is one of those extra states, and I suspect it carried through all my PCSs. I do live in OH currently though, but state of application has never made a difference.
I opened an Ink Preferred and currently in Texas. The annual fee did NOT get waived. State must have had something to do with it.
I thought I could only have one CSR or CSP?
you can have as many as chase will allow you. I currently have four. Just have to upgrade freedom cards or sapphire preferred. Need at least a 9-10K limit to upgrade but you can transfer credit limit freely between chase cards (only business to business or regular card to regular card, can’t transfer business to regular)