There have been two reports now of security clearances in jeopardy or denied due to excessive credit card accumulation:
Hi Everyone. First of all, thank you so much Derp and your team for writing these fantastic articles! I got into some serious churning 3 years ago because of you guys! Great job. Just wanted to give EVERYONE a huge heads up and warning in regards to Churning that personally affected me. During a job interview that required top security clearance, they failed me during the polygraph and in person interview for having “Too many credit cards”. They hammered me hard on that portion and despite paying EVERYTHING off on time and despite me explaining the process behind “churning”, they labeled this behavior has excessive and a behavior not “fit” for an agent position.-Reader Marcus on 11 October 2019
I was on my final stages of becoming and obtaining my dream job but never knew this could possibly have affected me. Knowing four different languages, graduating from Boston College + commissioned officer, I was certain that I would be golden but having too many credit cards was what ultimately disqualified me from being offered my dream job.
Just wanted to give a warning to everyone who plans on working at an agency that requires a top secret clearance, especially in an “agent” position.
I cannot give out the specific agency but nevertheless, I will be enjoying this rest of the year with my wife, the great benefits of SCRA/MLA. Now time to travel to Southeast Asia with all the points that i accumulated throughout my active duty career!
The other datapoint is here on reddit. You think it’s time to give up the game? Looks like churning is off limits to the entire line community that actually needs TS clearance.