Today flyertalk posted about $50 and $100 Delta Gift Cards are posting as passenger tickets. Yesterday we noted that Southwest was dead as well. On top of all that they killed American Airlines again. Well we done did it for sure, looks like we are all going to have a minibar that looks like this next year:
The game has changed, and I was thinking how the shine is gone on the AmEx Platinum as well as the Hilton Honors Aspire. Not to fret, there are plenty of other banks and cards out there! We gotta move on from AmEx Platinum, it is old and busted. Ironically it has become the most basic bitch card of our entire collection. Let those fake churners flash that thing around! Here was my comment on the whole AmEx Plat situation if you missed it:
I would say more than half of the AD that flash around their annual fee waived platinum that I encounter don’t care to use their Saks Fifth, Uber, or even their gift card for airlines. They do however mindlessly show off the card like it’s the best thing ever, and put every possible charge on it despite it only earning 5x for direct booked airline flights.
Just to have the card is the greatest benefit to many of AmEx Platinum Users. I am sure many of you readers knows a friend that just got it because of the fee waiver, but had no idea they could MAKE $500 a year off the thing!
Hell, I have encountered may FULL $550 annual fee PAYING civilians that don’t use any of these benefits!
This my friend is why AmEx wins even for the handful of super duper churners here. They got pretty much a base of people that have the card for the sake of having the card!
The AmEx platinum is your typical veblen good! The higher the annual fee, the higher the demand, but no one knows why! I just hope I can explain to our AD brethren that it’s just more than a status symbol, but by all means it’s not the only card that I suggest on this site!
TLDR: AmEx Plat, just one of Many, Many Cards you should have!
How should we address our new super chuning wallet? I am planning on finishing up MLA travel club this weekend so I will put it all out there. Here is the current plan:
I am planning on hitting all 5 chase cards first and slip in a double application one day for the Chase Ink while under 5/24 (thanks strugglebus for the suggestion)
|Chase Sapphire Reserve||All Travel||$300||Public|
|Chase Freedom||Change to CSR||$300||Referral|
|Chase Freedom Unlimited||Change to CSR||$300||Referral|
|Chase United Club Card||*A Lounge Access||$550||Public|
|Chase Bonvoy Boundless||Change to Ritz||$300, 1 Night||Referral|
|Chase Ink Biz Preferred||Close after 80k||3x Phone||Referral|
I would suggest hitting U.S. Bank right after Chase since they are so strict. I would go ahead and spend the $350 and the $200 on a plane ticket and have it reimbursed. You could load all $550 on to Uber to have free uber and Uber eats for the year!
|Altitude||All Digital Wallet||$325, In Flight WiFi||No|
|Skypass Premier||Korean Airlines||$200, KA Lounge Passes||No|
American Express Credit Cards
I am almost biased to having 4 Marriott Bonvoy cards and a single Hilton Aspire since the $250 airline credit is no longer usable. The 50k anytime night is better than a weekend night, and the $300 credit can be used for Marriott gift cards online (Thanks Dan for the datapoint). Delta reserve sucks since domestic first sucks. However if you live in Hawaii then the Delta Reserve is a no brainer!
|Hilton Honors Aspire||All Hilton||$500, 1 night||Yes|
|Hilton Honors Ascend||Upgrade to Aspire||$500, 1 night||Yes|
|Hilton Honors||Upgrade to Aspire||$500, 1 night||Yes|
|Marriott Bonvoy Brilliant||All Marriott||$300, 1 night||Yes|
|Marriott Bonvoy Business||Replace W Brilliant||35k Night||Yes|
|Delta Reserve||All Delta||Comp Pass||Yes|
American Express Charge Cards
The only advantage now to multiple Platinums (and subordinate products) is just to get multiple 60k offers for $5k spend. The annual benefit is limited now to $200 on Uber per card as well as $100 on Saks Fifth.
For the business cards the benefit of $200 a year on Dell is useful if you have any dell or microsoft.com things to buy. I would not suggest getting multiple AmEx Platinum cards without bonuses just to multiply this. THere is so much to earn elsewhere!
|Platinum Charge||Direct Airline Booking||$500||Yes|
|Gold Charge||Groceries, Upgrade to Pt||$500||Yes|
|Green Charge||Upgrade to Pt||$500||Yes|
|MS Platinum Charge||Direct Airline Booking||$500||No|
|CS Platinum Charge||Direct Airline Booking||$500||No|
|AP Platinum Charge||Direct Airline Booking||$500||No|
|Business Platinum||$5,000+ Buys, 35% Refund||$400||Yes|
|Business Gold||$5,000+ Buys, 35% Refund||$400||Yes|
|Business Green||$5,000+ Buys, 35% Refund||$400||Yes|
I believe this is where it’s at! Planning on hitting every on of their products now. Consistent data points on MLA waivers for AD and spouses. All cards can be upgraded to Multiple Prestige cards that all offer $250 a year for any travel reimbursement! I am not sure the policies on using multiple cards to pay a ticket. We do need data points on gift cards on Prestige getting reimbursed.
|Citi Prestige||All Dining||$250, 2x 4th night Free||No|
|Citi Premier||PC to Prestige||$250, 2x 4th night Free||No|
|AA Executive||OW Lounges||$650||No|
|AA Platinum||PC to Prestige||$250, 2x 4th night Free||No|
We all knew this day would come since the United Gift registry was shut down years ago. Let’s get over it and gather up some data points regarding gift cards on U.S. Bank Altitude, Skypass Premier, and Citi Prestige.