Edit: Rookie Mistake! I forgot to transfer available credit to another card before I closed my account! Make sure you do this first, before closing any AmEx account.
AmEx will not you you product change from one product family to another which is a bummer. Delta cards can only become other Delta Cards, and Hilton Cards can only be other Hilton Cards. This is not the case with Citibank, and I intend to convert all my AAdvantage Platinum cards into multiple Prestige cards.
I have two Delta Cards that are ripe for upgrading (each over a year old), but alas, it makes no sense for me to have any Delta Cards for any longer than the bonus they earn after spend. I have decided to have an all AmEx Hotel card portfolio like this guest poster has. If you live in Hawaii, love first class, and frequent the mainland, then it might be worth it to have a bunch of Delta Reserve Cards instead.
I went online and chatted with the Customer Service Representative on Sunday night and they closed my Delta Reserve Card without any retention offer. I was worried that my associated Companion Pass would disappear, but multiple people say once they are issued, they are disjointed from holding the underlying card. I went back to check Delta’s website, and there they were, certs that are severed from the now closed AmEx card:
I will wait a few days and then apply for the 100K offer from Hilton Honors. I am not sure if I would be eligible for the 150k from Hilton Ascend, because of my previous Surpass Card. I am certain I would not be able to get another 150K from Aspire, because I currently have that same card open.
My plan is to have 3 Hilton Honors Aspire cards (by upgrading the Honors and Ascend after one year), and combine points with the 3 free weekend nights. In this method, you can have a vacation from Sunday to Sunday using a combination of 5th night free points and your 3 free weekend nights. See example here:
- Sunday: 80K
- Monday: 80K
- Tuesday: 80K
- Wednesday: 80K
- Thursday: Zero points since 5th night is free on points booking
- Friday: Free Annual Weekend Night
- Saturday: Free Annual Weekend Night
- Sunday: Free Annual Weekend Night
I would then plan on using all three weekend nights to stay Friday, Saturday, and Sunday night every year at a Hilton resort. Here the resort fee would be waived for diamond members, and then I could split charge up to $750 in hotel credits over my three Aspire cards! That would be plenty of this stuff for free:
Now I tried to charge a few things directly to the Hilton Aspire at the Oak Brook Resort without staying there, but they don’t get credited:
When incidentals are charged to the room, the credit will apply in 3 days:
Also note the credit counts towards the room rate!
The icing on the cake would be the 3 x $250 gift cards from Southwest charged to each Aspire to count as the airline incidental fee. This loophole has yet to be closed:
It may have sucked to close a card I had for 3 years, but in the long run the 3 Hilton Cards will pay up to $3,000 in tax free benefits a year!