Ameriprise Gold Application Dead, Existing Cards Upgradable To Plat After 1 Year

Sorry to report that the Ameriprise Gold card is dead. The upside is the AmEx Platinum Ameriprise version comes with a 60K MR bonus after $5k spend. They dropped the first year free benefit, but it did not apply to us because they would have waived the $550 annual fee anyways for military. For what its worth, I went ahead and tried one more time to upgrade my existing Ameriprise Gold card to another platinum on the phone, and was pleasantly surprised that I was able to do it without any trouble. I tried last month but was denied. The trick was to wait more than a year from opening to ask for the upgrade.

I don’t have an Ameriprise account and have not been shut down, yet! Not sure when this loophole get shut down.


7 thoughts on “Ameriprise Gold Application Dead, Existing Cards Upgradable To Plat After 1 Year

  1. Steve says:

    Number on card or number you listed in the last post?

  2. Caleb says:

    I was approved for the Ameriprise Plat on Feb 1 with no signup bonus. I tried messaging Amex customer service and then talked to 3 different reps on the phone, and none of them were able to help me out. Supposedly it’s impossible for them to retroactively apply a different signup offer to a card once you have it. I’m sad. Any ideas?

  3. el_georgie says:

    I wonder if I’ll be lucky this time and have the application go through. I tried in Nov and was denied, because AMEX coded the Ameriprise same as vanilla. I’ve seen DP of people being successful in getting the ameriprise after the vanilla.

    • el_georgie says:

      Just applied again for the Ameriprise…and was approved. It’s showing as “Platinum Card” on my Amex application status, same as the vanilla and the Ameriprise application that was denied back in Nov….didn’t call them up or did anything different…

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