Ameriprise Gold Application Dead, Existing Cards Upgradable To Plat After 1 Year

Sorry to report that the Ameriprise Gold card is dead. The upside is the AmEx Platinum Ameriprise version comes with a 60K MR bonus after $5k spend. They dropped the first year free benefit, but it did not apply to us because they would have waived the $550 annual fee anyways for military. For what its worth, I went ahead and tried one more time to upgrade my existing Ameriprise Gold card to another platinum on the phone, and was pleasantly surprised that I was able to do it without any trouble. I tried last month but was denied. The trick was to wait more than a year from opening to ask for the upgrade.

I don’t have an Ameriprise account and have not been shut down, yet! Not sure when this loophole get shut down.


6 thoughts on “Ameriprise Gold Application Dead, Existing Cards Upgradable To Plat After 1 Year

  1. Steve says:

    Number on card or number you listed in the last post?

  2. Caleb says:

    I was approved for the Ameriprise Plat on Feb 1 with no signup bonus. I tried messaging Amex customer service and then talked to 3 different reps on the phone, and none of them were able to help me out. Supposedly it’s impossible for them to retroactively apply a different signup offer to a card once you have it. I’m sad. Any ideas?

  3. el_georgie says:

    I wonder if I’ll be lucky this time and have the application go through. I tried in Nov and was denied, because AMEX coded the Ameriprise same as vanilla. I’ve seen DP of people being successful in getting the ameriprise after the vanilla.

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