Reservist Data Points Needed

Not sure if there are any Reservists out there but reader Mike asked:

Quick question for you; I’m not sure if you have experience with this or could point me in the right direction.

I know that MLA/SCRA protections are generally for active duty or reservists on long term orders. However, I’ve seen it referenced in a number of places that regular, drilling reservists are getting MLA/SCRA protection/rates/etc. My question is… how?!

I tried secure messaging Chase, but they asked for orders. I don’t have any active orders to give – are people using IDT orders?

Great blog, and if you have any advice, I’d love to hear it!


There are some datapoints out there of Navy Reservists. But mine is a single O-5 that applied for the AmEx Platinum while activated. He was able to get this one card waived of its annual fees. I suggested to Mike to check the Defense Manpower Data Center (DMDC) site here and make a request while activated. My report looks like this:

What I need is a reservist that is not activated vs a reservist that is active to run the same report. I figure that the activated reservist has a report that appears identical to the active duty one. I gander that this is why active reservists are getting the MLA and SCRA protections. Please post it if you got it!


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