Looks like we are getting some pushback on the generosity of the interpretation of the MLA from Citibank. This change of mind became apparent just weeks after the datapoint of getting denied MLA annual fee waivers for the Alaska Airlines by Bank of America. Senior O-4 reader reporting in from his Miami trip noted that when the MLA was instituted in October 2017 he was able to get the AAdventage Executive card’s $450 annual fee waived for his wife. However when he got the card for himself a month ago he got a different response. They are no longer counting the $450 as an excessive and unreasonable fee and therefore not waving it under MLA protection. I am assuming because the Lounge Membership for the Admiral’s club is worth $500 if you got it directly. So these last datapoints are reminiscent of the Barclay $995 annual fee shutdown two years ago.
So you all have been warned that this fee waiver route has been shut down for Citi and Bank of America. On the Brightside, I just got the Iberia Avios card from Chase and instantly got a MLA protection letter from Chase even before the card got to my house. AmEx fee waivers seem to still be going strong! So please use the following links for known good fee waived Chase and fee waived cards here (for amex).