My move to play it slow with US Bank is paying off. Back in May I opened up a $1,000 CD at 0.40% interest just to get the US Bank Altitude Card. This card required an existing account holder relationship with US Bank. I was pressured into opening a checking and savings combo, but I refused because I was holding out for a $200 bonus. These bonuses don’t pay out if you had the product before, but today, right when Q3 started, I got an email for a $200 bonus. You can generate a unique code here. The offer is as such:
Earn $2001 when you open a new consumer Silver, Gold, or Platinum Checking Package between June 24 and
August 21, 2017.
To get started, request a promotion code & enter it below, before applying.
To qualify for bonus you need to also complete one of the following within 60 days of account opening:
- Recurring direct deposits of $500 or more
- OR make two Online Bill Pay transactions of $25 each or more
Checking Package Offer – A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. To earn the $200 bonus offer, open a new U.S. Bank Consumer Silver Checking Package, Gold Checking Package or Platinum Checking Package between and including June 24, 2017 and August 21, 2017. Present your promotion code to a branch or 24-Hour phone banker or enter it online at account opening. Additionally, you must complete one or more recurring direct deposits totaling at least $500 OR complete two or more U.S. Bank Bill Pay transactions of $25 each or more (you are responsible to ensure sufficient funds are deposited to cover bill payments and enrollment in Online and/or Mobile banking is required) within 60 days of account opening. The checking account bonus will be deposited into your new consumer checking account within 60 days of direct deposit or Bill Pay verification, as long as your account is open. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you have an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last six months, or received other U.S. Bank bonus offers within the past six months. Current U.S. Bank employees are not eligible. Other restrictions may apply. All regular account-opening procedures apply. For a comprehensive list of account pricing, terms and policies see the Consumer Pricing Information brochures. and the Your Deposit Account Agreement.
I am planning on opening a Gold Checking Package since my $450 AF on the Altitude will pay for the account:
Gold Checking Package is a top-choice for credit-savvy customers.
Waive the monthly maintenance fee: With Gold Checking, you pay no monthly maintenance fees as long as you also have an open U.S. Bank personal loan, line or credit card1
I will open it for $200 and bill pay myself 2 times $25 to get my sweet $200 in $60 days, a 100% ROI! My $450 annual fee came with $325 travel credit, and my 50k points are worth $750. I am ahead $875 with the credit card alone, and now with the bank bonus I got $1,075 out of US Bank!