2016 End of Year Duties

Looks like the year is over, which means for you slackers out there you may be leaving almost $1,500 on the table. Listed below are the cards I currently have that have mandatory free money to spend:

Card Credit Category Strategy Global Entry
Chase Sapphire Reserve $300 airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages Uber Eats $100
Barclay Gold Luxury Card $200 airfare, baggage fees, lounge access, and some in-flight purchases Plane Ticket $100
AmEx Personal Platinum $200 Airline tickets, upgrades, mileage points purchases, mileage points transfer fees, gift cards, duty free purchases, and award tickets are not deemed to be incidental fees United Gift Registry $100
AmEx Business Platinum $200 Pick an airline:  Alaska, American, Delta, Southwest, United, and US Airways United Gift Registry $100
AmEx Mercedes Platinum $200 Some people had luck on lounge memberships, to cancellation fees, to status challenge fees, to (in many cases) gift cards. United Gift Registry $100
AmEx Preferred Rewards Gold $100 All the Amex Platinum cards and BRG have the same rules in the respective $200/$100 usage United Gift Registry $0
Chase The Ritz-Carlton Rewards® Credit Card $300 airline lounge day pass, or towards a yearly lounge membership of your choice; airline seat upgrades; airline baggage fees; in-flight Internet/entertainment; in-flight meals < $100 tickets (Air Choice One) $100
Total $1,500

Get you ass in gear if you haven’t done so already! Especially if you don’t have fee waivers for the chase cards, you must do these credits to justify the annual fees. The other two cards I have are the Marriott and the Hyatt Chase cards which include an annual free night:

Card
Chase Marriott Card 1 Free Night Stay at a Category 1-5 hotel every year after your account anniversary
Chase Hyatt Card Earn 1 free night every year after your cardmember anniversary at any Category 1-4 hotel

You can check hotel categories for Hyatt and Marriott to figure out the ones are nice and free.

-Derp

2 Responses to 2016 End of Year Duties

  1. Awesome chart, sir. Also, really appreciate your info on the new BRS vs. old school retirement system for us military folk. Keeps it simple for a fiscally-illiterate guy like myself.

    • hey thanks for reading, and looking into TSP! It is amazing how many service members ignore the C fund at 0.029% management fees and turn around and go to fidelity for their funny named FUSEX fund at 0.09% fund (3 times more expensive)

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