We Broke The Gold Luxury Card


Good job guys! We broke Barclays USA Gold Luxury Card. Rumor has it that all new Barclay Card users will have to pay the annual fee for all of their cards!! I have the Barclay Gold Card ($995) the Arrival Plus ($89) and the AAdvantage Aviator Silver ($195) for a total of $1279 of fees waived. In the future they will waive like Chase and Citi if you had the account prior to when you joined. This is still in line with the SCRA, just some awesome companies such as AmEx extend the waiver for those new accounts after you join.

Those readers that paid attention  and acted fast will be grandfathered in (hopefully)! All the chatter is on /r/churning. Congratulations to those most loyal readers who signed up for Luxury Card with the point bonus way back at the beginning of the year! You essentially got paid $1,000, and now $995 every year in waived fees.

I sent a secure message to Barclays and got this response:

Thank you for contacting us regarding your MasterCard® Gold Card™. We can certainly address your inquiry regarding the Service members Civil Relief Act.

Thank you for your service to our country! In order to provide you with the most individualized service possible, we ask that you please contact us at 1-866-918-5212. We are available Monday through Thursday from 8:00 AM to 9:00 PM ET, Friday through Saturday from 8:00 AM to 5:00 PM ET, and on Sundays from 5:00 PM to 9:00 PM ET. Outside of business hours you may leave a voicemail message and a specialist will return your call within 24 hours. We apologize for any inconvenience this may cause, as we are unable to process this request through the Secure Message Center.

We look forward to servicing your credit needs for many years to come! We wish you a happy upcoming birthday and hope you have a fantastic week! If you have any other questions or concerns, please reply to this message.


Luxury Card Cardmember Care

I called and it rang about 15 times and went to voicemail. However User boxkicker323ci on r/churning called and got a response:

I called the military line and they confirmed that people with SCRA applied to their accounts will be grandfathered in.

Those on the side lines, I think its time to make a mad dash to Barclays for th SCRA train!


4 thoughts on “We Broke The Gold Luxury Card

  1. […] We Broke The Gold Luxury Card | The Derp Report on Barclay offering $995 24k Gold Card free for Military Members, Why not? […]

  2. CA says:

    No more grandfathering it seems. Got a letter saying it goes away April!

  3. Doug says:

    Just got a letter saying no grandfathering and have to pay the fee as of next statement

    • uiucderp2011 says:

      Got the same note, My wife opened her account in May so she has till May 2017 till she has to pay. I opened my January 2016 so I got until Jan 2018 to close mine. THis allows me one more $200 credit!

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