I have been getting a lot of questions about the new advertising campaign for the USAA AmEx Card so I thought I would put together a quick compare with the other AmEx cash back products I use:
|Blue Cash Pref||USAA||EveryDay Pref|
|Groceries||6%||5%Commisary, 2% off base||4.5 pts|
|Base Exch||1%||5%||1 pts|
|Annual Fee||$95 waived for mil||Free||$95 waived for mil|
The email says this:
Well this is tough, I think if you shop a lot on base you get more out of the USAA, but if you spend more than $3,000 a year then the Amex Blue Cash Preferred will give you more cash back up to $6k.
However I personally value points more than cash back, so I put up the Everyday Preferred points assuming you meet the 30 transactions per week. Assuming you are getting 2 cents per point you could potentially get 9% on groceries and 6% on gas in the form of hotel stays or airplane tickets with the Everyday Preferred.
Hope that clarifies your options.